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  • Click here to learn How to Avoid Phishing Scams


  • 'Smishing' attacks are used to imitate legitimate companies, via text message. Victims are asked to provide personal information such as passwords, PIN numbers, account numbers, social security numbers, debit card and credit card numbers or other personal information in a reply text message or ask the victim to call a given number to provide this information. Some text messages urge victims to download an item on their phone. This download is often a virus. Many people become victims of identity theft as a result of smishing attacks. Please be aware that Citizens Bank and Trust Company will NEVER ask you to disclose any personal information in the form of an unsolicited text message. Please contact us for more information or if you believe you are a victim of smishing.

    Report suspicious activity to the FTC. If you believe you've been scammed, file your complaint at www.ftc.gov, then visit the FTC's identity theft web site at www.ftc.gov/idtheft to learn how to minimize your risk of damage from identity theft.


  • Citizens Bank & Trust Company is participating in the FDIC’s Transaction Account Guarantee Program. All non-interest bearing transaction accounts, checking accounts that earn interest and IOLTA accounts are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.


  • Click Here here to view our new identity theft video – “Your Security, Our Priority”. The video explains extra measures we are taking to ensure security of your account.

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