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Telephone Banking - 24 Hour Automated Information and Transaction Center
Customers may access account information 24 hours a day, 7 days a week from any touch-tone telephone. Call 292-1033 or 1-800-436-5899.

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Small Business Advantage Checking

$100 Minimum deposit to open
No minimum balance requirement
No transaction fee for under 200 items
200 or more items - $.25 per item transaction fee
No monthly maintenance fee
Non interest bearing account
Visa Debit Card
Text only statement

Checking For Non-profits

$50 Minimum deposit to open
No monthly service charge
No minimum balance requirements
Available to any non-profit organization that is considered tax exempt by Internal Revenue Service
Check imaging front and back
Interest bearing account

Business Checking

$100 Minimum deposit to open
No activity fees if per item count is less than 500 per month
Activity fee per item over 500 items per month
Monthly service charge if the daily ledger balance falls below $500 or average monthly balance of $2,500
Check Imaging front and back

Business Plus Checking

$2,500 Minimum deposit to open
Available to businesses operating as sole proprietorships
Interest paid on daily balances of $2,500 or more
Monthly service charge if the average daily balance falls below $2,500
Activity fees per item over 500 items per month
Check imaging front and back

Commercial Checking

$500 Minimum deposit to open
Daily collected balance greater than $25,000 receive average 91-day T-bill rate as a credit toward fees
Check imaging front and back

Business Sweep Account

Consists of 2 accounts, business sweep checking and business sweep investment account
$100 Monthly service charge
Check charge, $.12 per check written
Deposit charge, $.25 per deposit made
Items deposited charge, $.10 per check deposited
Customer may write checks
ACH deposits
Interest will accrue daily and be paid monthly
Interest rate tied to the New York Federal Reserve Bank Fed Funds of the prior banking day
Balance requirements will be determined at account opening
Not FDIC insured

Estate Regular Checking

No average balance requirements
No service charge
Unlimited check writing
$13 and up charge for check printing with Clarke American
Certificate of Qualification and death certificate required documentation before account opening

Estate Check Plus

$500 average balance requirements
$10 service charge if average balance is not maintained
Interest bearing account with interest subject to change at any time
Interest credited monthly
Unlimited check writing
$13 and up charge for check printing with Clarke American
Certificate of Qualification and death certificate required documentation before account opening

 

FDIC

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