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Select the best Real Estate Loan for you. Whether you are looking for financing for your primary home, second home or income property, Citizens Bank and Trust Company can help. We offer a comprehensive portfolio of real estate loans for both owner and non-owner occupied properties. Here is a sampling of the loan options available to you

  • Home Equity Lines of Credit
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Conventional and "Jumbo" Loan Programs
  • First-time Home Buyer Programs
  • Stated Income Home Loans
  • Home Improvement Loan
  • Second Homes/ Vacation Properties, Investment, Commercial, Industrial, & Apartment Loans
  • Bridge Loans
  • New Home Construction Loans
  • Commercial Construction Loans

Mortgage Lenders

Residential Mortgage Specialists
   

Mary Bishop
Assistant Vice President, Blackstone
(434) 292-8100
mary.bishop@cbtva.com

Margie Harris
Mortgage Loan Originator, South Hill
(434) 447-7718
margie.harris@cbtva.com

Michelle Fulford
Mortgage Loan Originator, Farmville
(434) 392-7633
michelle.fulford@cbtva.com

Bill Collins
Lending Officer, Blackstone
(434) 292-8100
bill.collins@cbtva.com

   
   
Residential, Construction and Land
   

Rhonda Arnold
Assistant Vice President, Farmville-South
(434) 392-7633
rhonda.arnold@cbtva.com

Kay Baughan
Assistant Vice President, Crewe
(434) 645-7125
kay.baughan@cbtva.com

Lisa Biggers
Bank Officer, Farmville-West
(434) 392-3078
lisa.biggers@cbtva.com

Kimberly Broughton
Loan Officer, Blackstone
(434) 292-8100
kimberly.broughton@cbtva.com

Kim Gerner
Vice President, Colonial Heights
(804) 520-1101
kim.gerner@cbtva.com

Robin Gough
Assistant Vice President, Amelia
(804) 561-3939
robin.gough@cbtva.com

Lin Jennings
Branch Manager, South Hill
(434) 447-7718
lin.jennings@cbtva.com

James Snead
Vice President, Blackstone
(434) 292-8100
james.snead@cbtva.com

 

FDIC

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