Home Personal Business Online Banking Loans Investments About Us Community  

Citizens Bank & Trust Company is committed to offering straightforward banking solutions which will provide you peace of mind and security. All checking accounts are designed to make banking easier for you, providing all of these convenient benefits:

  • Free Online Banking & Bill Pay
  • Free Visa Check Card
  • Unlimited Check Writing
  • Unlimited CB&T ATM Use
  • Free 24/7 Automated Telephone Banking – Call 434-292-1033 or 1-800-436-5899
  • Free Automatic Transfers
  • Free Direct Deposit

CITIZENS PREMIER CHECKING

$500 Minimum deposit to open account
Interest bearing account
Interest credited to the account monthly
Monthly maintenance fee if relationship is not maintained
Free checks (Citizens Premier design)
Free 2x5 Safe Deposit box or credit for a larger box
CD Bonus rate of .25% over the regular rate (Bonus rate does not apply on CD specials)
Free Traveler’s Checks (Checks for Two not included)
Visa Check Card with increased limits
Monthly statement with image of checks
Invitation to bank-organized trips or events

This is a relationship account that requires an account owner to have one of or a combination of the following:

  • Any loan(s) with a combined total average daily principal balance of $10,000 or more; any line of credit(s) with a combined total average daily principal balance or limit of $10,000 or more
     
    OR
     
  • A combined total average daily balance of $10,000 on deposit in a Certificate of Deposit, IRA, Savings, Money Market or Checking.

ACHIEVEMENT CHECKING

$100 Minimum deposit to open account
Must be 55 years of age or older
$500 Average daily balance required to avoid monthly maintenance fee
Interest bearing account
Interest credited to the account monthly
One box of free checks per year (Achievement design)
25% off Safe Deposit box rental
Monthly statement with images of checks
Invitation to bank-organized trips or events

ADVANTAGE CHECKING

$100 Minimum deposit to open account
$500 Average daily balance required to avoid monthly maintenance fee
Interest bearing account
Interest credited to the account monthly
Visa Check Card with increased limits
Monthly statement with images of checks

MAIN STREET CHECKING

$100 Minimum deposit to open account
$300 Average daily balance required to avoid monthly maintenance fee
Non interest bearing
Free box of standard checks or $5 towards another style at account opening
Two (2) free foreign ATM transaction fees per statement cycle (some ATM owners may have their own surcharge over which we have no control and are not able to waive)
Visa Check Card with increased cash limits
Monthly statement with images of checks

FREE CHECKING

$100 Minimum deposit to open account
Non interest bearing
No monthly service charge
Monthly text-only statement

FDIC

Citizens Bank & Trust Company
Privacy Policy | Terms of Use | USA PATRIOT Act | Personal | Business
Online Banking | Loans | About Us | Community | Investments | Contact Us
Equal Housing Lender

*Website powered by: ProfitStars*