
Telephone Banking - 24 Hour Automated Information and Transaction Center
Customers may access account information 24 hours a day, 7 days a week from any touch-tone telephone. Call 292-1033 or 1-800-436-5899.
CITIZENS PREMIER CHECKING
 |
$500 Minimum deposit to open account |
 |
Service charge if average balance is not maintained* |
 |
Interest bearing account |
 |
Interest credited to the account monthly |
 |
Free checks (Citizens Premier design) |
 |
Free Online Banking with Bill Pay |
 |
Free 2x5 Safe Deposit box or credit to a larger box |
 |
CD Bonus rate of .25%** |
 |
Free Traveler’s Checks (Checks for Two not included) |
 |
Free Check card with increased limits |
 |
Monthly statement with images |
 |
Invitation to bank organized trips or events |
| This is a relationship account with the following terms: An open Home Equity Line with balance or line of $10,000 or more or a combined total of $10,000 on deposit in a CD, IRA, Money Market, or DDA (which includes this account). An average balance fee will apply if the combined balance on the above mentioned accounts falls below $10,000. |
FREE CHECKING
 |
$25 Minimum deposit to open account |
 |
No monthly service charge |
 |
No minimum balance requirement |
 |
No activity or transaction fees |
 |
Free Online banking with Bill Pay |
 |
Free Check card |
 |
Non interest bearing |
 |
Monthly text only statement |
REGULAR CHECKING
 |
$25 Minimum deposit to open account |
 |
$200 Average monthly balance |
 |
Service charge if average balance is not maintained* |
 |
Free Online Banking and Bill Pay |
 |
Free Check card |
 |
Non interest bearing |
 |
Monthly statement with images |
SENIOR CITIZENS CHECKING
 |
$25 Minimum deposit to open the account |
 |
Must be 60 years or older |
 |
No monthly service charge |
 |
No minimum balance requirement |
 |
Free Online Banking and Bill Pay |
 |
Free Check card |
 |
Monthly statement with images |
CHECK PLUS
 |
$500 Minimum deposit to open account |
 |
$500 Average monthly balance |
 |
Service charge if average balance is not maintained* |
 |
Interest bearing account |
 |
Interest credited to the account monthly |
 |
Free Online Banking with Bill Pay |
 |
Free Check card |
 |
Monthly statement with images |
SENIOR CITIZENS CHECK PLUS
 |
$500 Minimum deposit to open the account |
 |
$500 average monthly balance |
 |
Must be 60 years of age or older |
 |
Interest is forfeited if average balance is not maintained |
 |
Interest bearing account |
 |
Interest credited to the account monthly |
 |
One box of free checks per year (Senior Citizens Check
Plus design) |
 |
Free Online Banking and Bill Pay |
 |
Free Check card |
 |
Monthly statement with images |
|