Telephone Banking - 24 Hour Automated Information and Transaction Center
Customers may access account information 24 hours a day, 7 days a week from any touch-tone telephone. Call 292-1033 or 1-800-436-5899.

• Statement Savings
• Vacation Club
• Christmas Club
• Kids Bank for Life
• Money Market
• Advantage Money Market Accounts

STATEMENT SAVINGS

	$25 Minimum deposit to open account
	$100 Average monthly balance
	Service charge quarterly if the average balance is not maintained*
	Interest credited quarterly to the account
	Transaction limits are 4 withdrawals or transfers each month
	Transaction fee for each withdrawal/transfer in excess of four per month*

VACATION CLUB

	$5, $10, $20, and $50 payment denominations for a 50 week period
	Interest credited quarterly and included in the check paid in May
	Not a transaction account, no partial withdrawals allowed
	Early closing fee will be accessed to the disbursement check (Applies to all clubs)*

CHRISTMAS CLUB

	$3, $5, $10, $20, and $50 payment denominations for a 50 week period
	Interest credited quarterly and included in the check paid at the end of October
	Not a transaction account, no partial withdrawals allowed
	Early closing fee will be accessed to the disbursement check (Applies to all clubs)*

KIDS BANK FOR LIFE

	No minimum deposit to open account
	No minimum balance requirements
	Interest credited quarterly to the account
	Transaction limits are 4 withdrawals or transfers each month
	Transaction fee for each withdrawal/transfer in excess of 4 per month*

MONEY MARKET

	$2500 Minimum deposit to open account
	$2500 Average monthly balance
	Service charge applies and no interest will be paid if average balance is not maintained*
	Interest credited monthly to the account
	Transactions are limited to six per month with no more than three transfers by check, draft, check card, or similar order to third parties (exceeding these limits will result in a per item fee regardless of balance)*
	Monthly statement with images

Advantage Money Market

	$2500 Minimum deposit to open account
	$2500 Average monthly balance
	Transactions are limited to six per month with no more than three transfers by check, draft, check card, or similar order to third parties (exceeding these limits will result in a per item fee regardless of balance)*
	Checks and deposit slips are available at request (check printing fees apply)*
	Interest credited monthly to the account
	Monthly statement with images
	Tiers determine interest
	Tier 1 $0-$2,499.99 Tier 2 $2,500-$9,999.99 Tier 3 $10,000-24,999.99 Tier 4 $25,000-49,999.99 Tier 5 $50,000-99,999.99 Tier 6 $100,000 and up