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Who We Are

There are many success stories in the history of American business and in the banking industry in particular; however, it is hard to find a success story with a more fascinating collection of chapters than the ones written by Citizens Bank & Trust Company. 

Historic clock over the entrance at Main Office location.

On the 4th day of August, 1873, the Circuit Court of Nottoway granted a charter of incorporation for Citizens Bank & Trust Company. The first and most important act of the new institution was the adoption of its policy, which was and has continued to be, that it would not prosper on the misfortunes of its customers or of the community in which it was located, but would use its resources and whatever ability possessed by its officers and directors for the benefit of the community.

Since that long ago time in history, Citizens Bank has never wavered from its commitment to the communities it serves.  From this Company, a number of prominent community leaders and volunteers have emerged.  You don’t have to look far to find a Citizens Bank employee helping to build a better community, whether it be coaching a local recreation team, serving as a volunteer fireman, supporting a local charity, or presiding over a variety of church, civic and community organizations.  At Citizens Bank & Trust Company, we know that supporting our communities is not just good for business, IT IS THE RIGHT THING TO DO.

Historic black and white photo of Main Office location

Throughout history, Citizens Bank has repeatedly demonstrated its resilience and ability to respond to historical and economic challenges, emerging from the Great Depression of the 1930s as well as from more recent economic crises and major industry changes with renewed vitality. The Bank believes that its core values of integrity, dedication to excellence, respect for the individual and commitment to our employees, customers, communities and shareholders have helped it to not only survive but to grow. These values will continue to guide the Company in its operations and its vision for the future. 


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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Citizens Bank & Trust Company suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Citizens Bank & Trust Company directly at your nearest bank branch.