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Current Rates

Interest Rates and Annual Percentage Yields are current as of 06/15//2016.

For current rate information, call 1-800-550-1873.

Select the account type below for rate information.

Personal Checking Accounts

Account Product Name

Interest Rate

Annual Percentage Yield

Achievement Checking

0.05%

0.05%

Advantage Checking

0.05%

0.05%

Citizens Premier Checking

0.05%

0.05%

Business Checking Accounts

Account Product Name

Interest Rate

Annual Percentage Yield

Business Plus Checking

0.05%

0.05%

Estate Check Plus

0.05%

0.05%

Non-Profit Checking

0.05%

0.05%

Savings Accounts

Account Product Name

Interest Rate

Annual Percentage Yield

Christmas Club

0.20%

0.20%

Vacation Club

0.20%

0.20%

Statement Savings

0.20%

0.20%

Kids Bank for Life

0.25%

0.25%

Personal Money Market Accounts

Balance Tiers

Interest Rate

Annual Percentage Yield

$0.00 -   $2,499.99

0.00%

0.00%

$2,500.00   - $9,999.99

0.20%

0.20%

$10,000.00   - $24,999.99

0.20%

0.20%

$25,000.00   - $49,999.99

0.25%

0.25%

$50,000.00   - $99,999.99

0.25%

0.25%

$100,000.00   and up

0.30%

0.30%

Business Money Market Accounts

Account Product

Interest Rate

Annual Percentage Yield

Business Money Market

0.25%

0.25%

Business Advantage Money Market

Balance Tiers

Interest Rate

Annual Percentage Yield

$0.00 -   $2,499.99

0.00%

0.00%

$2,500.00   - $9,999.99

0.20%

0.20%

$10,000.00   - $24,999.99

0.20%

0.20%

$25,000.00   - $49,999.99

0.25%

0.25%

$50,000.00   - $99,999.99

0.25%

0.25%

$100,000.00   and up

0.30%

0.30%

Certificates of Deposit

Account Product Name

Interest Rate

Annual Percentage Yield

3 Month

0.05%

0.05%

6 Month

0.15%

0.15%

9 Month (1 Penalty Free W/D)**

0.20%

0.20%

12 Month

0.25%

0.25%

13 Month Special**

0.30%

0.30%

18 Month

0.25%

0.25%

18 Month (1 Penalty Free W/D)**

0.20%

0.20%

24 Month

0.35%

0.35%

30 Month

0.40%

0.40%

36 Month

0.65%

0.65%

36 Month Convertible**

0.40%

0.40%

48 Month

0.75%

0.75%

60 Month

0.90%

0.90%

**Ineligible for Bonus Rate

Individual Retirement Accounts

Account Product Name

Interest Rate

Annual Percentage Yield

12 Month

0.25%

0.25%

18 Month

0.25%

0.25%

24 Month

0.35%

0.35%

30 Month

0.40%

0.40%

36 Month

0.65%

0.65%

48 Month

0.75%

0.75%

60 Month

0.90%

0.90%

Online Banking

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