Main office shot of their green stain glass clock

Who We Are

Integrity. Dedication. Respect.

There are many success stories in the history of American business and in the banking industry in particular; however, it is hard to find a success story with a more fascinating collection of chapters than the ones written by Citizens Bank & Trust Company.
Main office of Citizens Bank & Trust shot of their green stained glass clockOn the 4th day of August, 1873, the Circuit Court of Nottoway granted a charter of incorporation for Citizens Bank & Trust Company. The first and most important act of the new institution was the adoption of its policy, which was and has continued to be, that it would not prosper on the misfortunes of its customers or of the community in which it was located but would use its resources and whatever ability possessed by its officers and directors for the benefit of the community.

Since that long ago time in history, Citizens Bank & Trust Company has never wavered from its commitment to the communities it serves. From this Company, a number of prominent community leaders and volunteers have emerged. You don’t have to look far to find a CB&T employee helping to build a better community, whether it be coaching a local recreation team, serving as a volunteer fireman, supporting a local charity, or presiding over a variety of church, civic and community organizations. At CB&T, we know that supporting our communities is not just good for business, IT IS THE RIGHT THING TO DO.

Early 1900's image of their historic main street office

Throughout history, Citizens Bank & Trust Company has repeatedly demonstrated its resilience and ability to respond to historical and economic challenges, emerging from the Great Depression of the 1930s as well as from more recent economic crises and major industry changes with renewed vitality. The Bank believes that its core values of integrity, dedication to excellence, respect for the individual and commitment to our employees, customers, communities and shareholders have helped it to not only survive but to grow. These values will continue to guide the Company in its operations and its vision for the future.

credit card

Credit Cards

Citizens Bank & Trust Company credit cards are designed to meet your financial needs.
  • Earn points or cash back
  • No foreign transaction fee
  • ID Theft Protection™