working on computer


You’ve got questions; we’ve got answers.

Read on to learn more about how to get the most out of your banking experience.
We have 12 branch location across Southside Virginia and a Loan Production Office in Goochland, Virginia. To find a location near you, click on our Locations & Hours page.
In order to open an account, we require:

  • Two forms of valid identification
  • Account holder to be of legal age
  • Minimum deposit amount for the account type you are opening
You may visit any of our convenient locations to set up an account.

The bank’s routing number is 051402233.

Our business hours vary by location. Please visit our Locations & Hours page for specific information.

To provide our customers with greater convenience and flexibility with their banking services, we offer same-business day deposit hours. Deposits received Monday - Friday after closing or on Saturday will be credited on the next business day. 

Yes. All deposit accounts are FDIC insured up to the maximum amount allowed by law, which is currently $250,000 per depositor, subject to aggregation rules.

If your debit card has been lost or stolen, please call us immediately. During business hours call 1-800-550-1873 or after hours call 1-800-500-1044.

family at home


Whether you are looking to finance your first home, income property, or make some renovations we can help!
  • Home Equity Lines of Credit
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • And more...