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Commercial Loans

As your local community bank...

Citizens Bank and Trust Company offers a wide variety of loan products designed to meet the needs of your business.

Due to our understanding of the local area, our experienced loan officers, and the accessibility of our senior management, we can provide quick decisions and quick turnaround on a wide range of business loans.

We understand that business today is all about building close relationships. That is why we strive to communicate with you at every step of the process and provide the help you need in making your business a success. We provide financing for almost any business need - whether you are a sole proprietorship or operate a growing corporation, our flexibility and fast approval process provides you with the financial support you deserve. The following are some of the commercial loan products available at Citizens Bank & Trust Company:

  • Commercial Real Estate Mortgages
  • Commercial Real Estate Construction Loans
  • Small Business Working Capital Loans
  • Small Business Lines of Credit
  • SBA Guaranteed Loans
  • Investment Property Loans

family at home


Whether you are looking to finance your first home, income property, or make some renovations we can help!
  • Home Equity Lines of Credit
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • And more...