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Select the best Real Estate Loan for you.

Whether you are looking for financing for your primary home, second home, or income property, Citizens Bank and Trust Company can help. We offer a comprehensive portfolio of real estate loans for both owner and non-owner occupied properties. The following are some of the real estate loan products available at Citizens Bank & Trust Company:

  • Home Equity Lines of Credit
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Conventional and "Jumbo" Loan Programs
  • First-time Home Buyer Programs
  • Home Improvement Loans
  • Second Homes/ Vacation Properties, Investment, Commercial, Industrial, & Apartment Loans
  • Bridge Loans
  • New Home Construction Loans
  • Commercial Construction Loans

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Credit Cards

Citizens Bank & Trust Company credit cards are designed to meet your financial needs.
  • Earn points or cash back
  • No foreign transaction fee
  • ID Theft Protection™